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Old 21-11-2008, 08:25 PM   #8 (permalink)
Sponge
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Join Date: Aug 2005
Location: Up to my neck in it
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Quote:
Originally Posted by Booster View Post
I have always thought that insurers were only concerned with after-market options rather than stuff the car came out of the factory with.

Am I supposed to tell them about the £11k's worth on my car? I told them the full price before discount.

I think the short answer is yes. If you haven't told them they might just assume a 'standard' vehicle, with no extras, even if they are factory fitted and/or spec'd at time of purchase.

I've never placed much regard on specifying the value of a car. I list it when asked, but assume they'll never do more than insure 'market value', irrespective of one saying it's worth more.
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