Waylander

Gap insurance for purchase cars? What else?

7 posts in this topic

Never taken ot anything other than usual compo insurance for any cars we've bought in the past but bought wife a new (used) car today and stealer brought up the usual gap insurance, G3 etc etc

So - for a ~£15k purchase would you bother with GAP insurance? Seems like a good idea to me at ~£150 for 3 years cover?

Do you tend to get anything else - alloy cover etc?

Just interested - whole new thinking from my usual!

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I've used Ala in the past but never needed to claim. Cheaper than a main dealer but the same product or better cover. 

Never bothered with the rest or any other cover personally didn't see the point. 

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Be careful with GAP, and make sure it really is back to invoice (ALA) and not back to invoice*.

 

*subject to our arbitary review of what invoice value should have been.

 

 

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3 hours ago, Mac said:

Be careful with GAP, and make sure it really is back to invoice (ALA) and not back to invoice*.

 

*subject to our arbitary review of what invoice value should have been.

 

 

Not sure I’m clear - do you mean ALA behave like this or others do and stick to them?

theyve quoted a very competitive price for back to invoice....

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Waylander, I mentioned to you that something in the back of my mind told me Ala weren't much good when it came to claims.

Now I remember it was Mac that had the bad experience.

 

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8 hours ago, Booster said:

Waylander, I mentioned to you that something in the back of my mind told me Ala weren't much good when it came to claims.

Now I remember it was Mac that had the bad experience.

 

You did indeed. I’m hoping it’s confusing click4crap with Ala though....

they're doing a 11% discount at the moment too so I could get both cars for £210!

mine for £15k cover for the 2 year pcp and hers for £10k (£14250 invoice ) over 3 years 

7 hours ago, Ian_C said:

 

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