rainbirdt Posted January 15, 2005 Report Share Posted January 15, 2005 Looking for insurance quotes at the moment and Bell Direct - http://www.belldirect.co.uk/?media=ifinc - (part of Admiral) seem to be by far the cheapest. Never heard of them before but they have quoted me some cracking premiums with not to bad excess either!!! 200-300 cheaper than the majority of other companies! Just thought i'd share the knowledge for those of you who are close to renewal. Tim Link to comment Share on other sites More sharing options...
english68 Posted January 15, 2005 Report Share Posted January 15, 2005 Sounds good. I spent £560 on Tracker, as required by Direct Line. The insurance renewal came through - £840! (Plus £140 more for the AMD stage 1 if I put it on). Tried Elephant (also part of Admiral) and they wanted £549! They don't require Tracker and (seem to) provide better cover, as well as a much lower XS. So I renewed with DirectLine, not. Link to comment Share on other sites More sharing options...
chrisgold Posted January 15, 2005 Report Share Posted January 15, 2005 Hi , I' m a newcomer and I' ve got my R32 insured with Elephant £510. Cheapest by far. Link to comment Share on other sites More sharing options...
Calm Chris Posted January 15, 2005 Report Share Posted January 15, 2005 I've used Elephant for the last 2 years for the R32. Seem ok, but do down load the policy schedule (27 pages) there's some scary stuff underlined about the drivers responsibilities regarding keys! Link to comment Share on other sites More sharing options...
R32North Posted January 15, 2005 Report Share Posted January 15, 2005 I was with Bell for 7 years and nobody could be them until last year, when Admiral cut them by over £100. Just to make you feel that bit better I pay £449.50 full comp, protected NCD, etc etc etc!! Admiral should be able to beat Bell as they said to me that they beat them regardless.... and they did !! Link to comment Share on other sites More sharing options...
AGDODDS Posted January 15, 2005 Report Share Posted January 15, 2005 try first alternative mine is 485 with very good excesses Link to comment Share on other sites More sharing options...
R32North Posted January 15, 2005 Report Share Posted January 15, 2005 [ QUOTE ] try first alternative mine is 485 with very good excesses [/ QUOTE ] I thought about 1st Alternative, and then I remembered the really 5hite, crappy, do-yer-heid-in adverts and just couldn't call them. Stuck with Admiral Link to comment Share on other sites More sharing options...
rainbirdt Posted January 15, 2005 Author Report Share Posted January 15, 2005 Just tried with Elephant and got it for 100 cheaper than with Bell Direct!! Seems that turning 25 really does make a massive difference to insurance premiums! Next i'll try first alternative and admiral . Link to comment Share on other sites More sharing options...
R32Ash Posted January 16, 2005 Report Share Posted January 16, 2005 Admiral were easily the cheapest for me. even with my 2 x 3 points for speeding! Ash. Link to comment Share on other sites More sharing options...
Riz Posted January 16, 2005 Report Share Posted January 16, 2005 [ QUOTE ] Just tried with Elephant and got it for 100 cheaper than with Bell Direct!! Seems that turning 25 really does make a massive difference to insurance premiums! Next i'll try first alternative and admiral . [/ QUOTE ]I hope so... i turn 25 in August... current preium was £1600 approx, 2 years NCB and clean licence. Riz Link to comment Share on other sites More sharing options...
rainbirdt Posted January 16, 2005 Author Report Share Posted January 16, 2005 Ouch! Before I turned 25 last week I was being quoted around 1400 with 5 years protected NCB and 3 points on my license. still can't believe how much it has come down - it is pretty much the sole reason i've waited to buy an R32 until now. hold in there mate, August is just around the corner! Link to comment Share on other sites More sharing options...
Riz Posted January 16, 2005 Report Share Posted January 16, 2005 [ QUOTE ] Ouch! Before I turned 25 last week I was being quoted around 1400 with 5 years protected NCB and 3 points on my license. still can't believe how much it has come down - it is pretty much the sole reason i've waited to buy an R32 until now. hold in there mate, August is just around the corner! [/ QUOTE ] Yup im hanging in there... i was lucky to even get insured on the R32 as it was all abit rush rush when i found out i could..... went hunting for a R32 and managed to secure one on December the 1st 2003. Mind you insurance has always been steep because ive not built up my NCB`s. (my fault, see below) 19-21 had a Peugeot 206 Grand Tourisme (2.0 GTi) Group 15 insurance = 2nd named driver on dads policy for 2 years - £1300 year 1 and £1200 year 2 22-23 had a Audi S3 quattro (1.8T) Group 17 insurance = 2nd named driver of approx 10 months then bit the bullit and went on my own policy - £1700 for 10 months then £1800 year 1 and it was £1300/1400 for year 2.... but at the time of renewal i asked about the R32 so i had the policy held and paid the difference once i got my R32 (Earned 1 years NCB) 23- Present. VW Golf R32 (3.2 V6) Group 18 insurance = Own policy with 2 years NCB. £2200(including paid preium from S3 renewal) for year 1 (only 1 years NCB) £1600 for year 2 (2 years NCB) Egg have told me my insurance will keep dropping yet.... phew So people..... buy a banger and build up your NCB`s first.... i went the expensive route! Riz Link to comment Share on other sites More sharing options...
bazza_g Posted January 16, 2005 Report Share Posted January 16, 2005 [ QUOTE ] So people..... buy a banger and build up your NCB`s first.... i went the expensive route! [/ QUOTE ] you and me both Riz, my R32 was the first car I'd insured on my own named policy - all cars previous to that were either named on parents isurance or company cars. Luckily I managed to get Admiral to accept some company NCB to keep my first years R32 premium under £2k I should have taxed and insured a shed to run around in whilst at uni, then I have max NCB by now ! Link to comment Share on other sites More sharing options...
Riz Posted January 16, 2005 Report Share Posted January 16, 2005 [ QUOTE ] [ QUOTE ] So people..... buy a banger and build up your NCB`s first.... i went the expensive route! [/ QUOTE ] you and me both Riz, my R32 was the first car I'd insured on my own named policy - all cars previous to that were either named on parents isurance or company cars. Luckily I managed to get Admiral to accept some company NCB to keep my first years R32 premium under £2k [/ QUOTE ] Yes the way i see it there are always people who pay more.... i think when the R32 first came out Bison was paying £2200 and he`s obviously older than me and had NCB`s.... Also wasnt the R32 in Group 20 for a while? when they planned only to bring 750 R32`s into the UK? Riz Link to comment Share on other sites More sharing options...
rainbirdt Posted January 16, 2005 Author Report Share Posted January 16, 2005 definately sounds like the expensive way to do it, but you've run some tasty motors! i've done it the cheaper route. ran a 1 litre polo from age 17 to 22 (from 20 on my own policy) and have now had a Pug 306 TD for the last 2 1/2 years so my NCB is 5 years +. seems to make a big difference and its also worth protecting them (NCBs) at little extra cost. One other thing, some insurers (as you will no doubt know) request trackers are fitted to certain cars. i haven't come accross one yet, but did add a tracker to a couple of quotes on line and they made about 100 squids difference. not much considering you are spending about 750 quid on a good tracker with lifetime tracking! bizarre, but I suppose its more about getting your car back if its nicked, but at the end of the day, who would want it back after the tw*ts ragged to shi*e out of it!!! tim Link to comment Share on other sites More sharing options...
25thAnni Posted January 16, 2005 Report Share Posted January 16, 2005 You want to try a company called Adrian Flux, i was with Bell Direct for years on my Anni & the renewal was about £750 (mind, thats with our lass on the policy & shes only been driving for 1.5yrs!) Flux quoted me renewal for £440 with her on it as well Link to comment Share on other sites More sharing options...
UBM Posted January 16, 2005 Report Share Posted January 16, 2005 Have you tried Egg? Link to comment Share on other sites More sharing options...
hotdog Posted January 16, 2005 Report Share Posted January 16, 2005 [ QUOTE ] Have you tried Egg? [/ QUOTE ] Yes, they're very nice with toast soldiers! But seriously I used axa direct, £468 with 9 points, not bad I thought! Link to comment Share on other sites More sharing options...
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