tanderson001 Posted December 20, 2006 Report Share Posted December 20, 2006 A couple of years ago I was a named driver on someones insurance, I had a slight bump with someone at a round about (touched bumpers). A few months later I was told by someone that came and inspected my car for damage that the person claiming didnt have a case and it would be throw out - that was the last I heard of it, until now... The person who's policy it was has just taken out some new insurance and been told that there was a claim made on his policy so his premium has been increased accordingly. Im on my own insurance now, does this mean I have had a claim made against me? How will this my insurance? Cant afford my premium going up, its sky high as it is! Thanks Link to comment Share on other sites More sharing options...
SamD Posted December 20, 2006 Report Share Posted December 20, 2006 If you had the accident (whether on someone elses insurance or not), you have to declare it when you take out your insurance as far as I know. This is likely to increase your premium unfortunately. Link to comment Share on other sites More sharing options...
tanderson001 Posted December 20, 2006 Author Report Share Posted December 20, 2006 [ QUOTE ] If you had the accident (whether on someone elses insurance or not), you have to declare it when you take out your insurance as far as I know. This is likely to increase your premium unfortunately. [/ QUOTE ] I had a feeling someone was going to say that... Link to comment Share on other sites More sharing options...
EssFour Posted December 20, 2006 Report Share Posted December 20, 2006 [ QUOTE ] If you had the accident (whether on someone elses insurance or not), you have to declare it when you take out your insurance as far as I know. This is likely to increase your premium unfortunately. [/ QUOTE ] I had a similar incident a few years back, minor bump, no dmamge to either car, notified the insurance company accordingly. The appropriate word being notified. Come renewal time they upped my premium. When I asked why it had gone up they said it was because I had put in a claim. I stated that there was not a claim submitted by either driver and that I simply notified them. No work had been carried out on either car, not even a visit by inspectors. In the end the renewed my policy for the same price as the previous year. If I had not argued the toss the would have weeded more money out of me for nothing. Link to comment Share on other sites More sharing options...
tanderson001 Posted December 20, 2006 Author Report Share Posted December 20, 2006 thanks for the info. Is my insurance company likely to increase my current premium if I tell them that I have just found out that a claim was made when I was a named driver? Link to comment Share on other sites More sharing options...
SamD Posted December 20, 2006 Report Share Posted December 20, 2006 I am not sure to be honest, but I suspect that they will. You would be well advised to let them know, as you must declare all relevant information to your insurer in order for your policy to be valid. Link to comment Share on other sites More sharing options...
Insurance Jon Posted December 20, 2006 Report Share Posted December 20, 2006 what he sed Link to comment Share on other sites More sharing options...
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