Smudge Posted November 7, 2003 Report Share Posted November 7, 2003 Nooo I didn't!!!!! It was JHT, he said fo me to do it anyway!!! Thats not fair!! Link to comment Share on other sites More sharing options...
cerbera Posted November 7, 2003 Report Share Posted November 7, 2003 [ QUOTE ] Nooo I didn't!!!!! It was JHT, he said fo me to do it anyway!!! Thats not fair!! [/ QUOTE ] I think you two should go and get a room. Seriously. Hopsta - 'ave a word. Link to comment Share on other sites More sharing options...
Hopsta Posted November 7, 2003 Report Share Posted November 7, 2003 Oi dont bring me into this ! you seem to be having fun as a 3some all on your own Link to comment Share on other sites More sharing options...
danksy Posted November 8, 2003 Report Share Posted November 8, 2003 LMAO @ Hopsta Link to comment Share on other sites More sharing options...
Woppum Posted November 8, 2003 Author Report Share Posted November 8, 2003 Hopsta likes to watch Link to comment Share on other sites More sharing options...
Hopsta Posted November 8, 2003 Report Share Posted November 8, 2003 Ahh and what a handsome chappy I am too Wopps.. steady on there mate or they'll be trying to ride those humps Link to comment Share on other sites More sharing options...
Smudge Posted November 10, 2003 Report Share Posted November 10, 2003 Hopsta, what did you have on your fingers that night then??? Link to comment Share on other sites More sharing options...
cerbera Posted November 10, 2003 Report Share Posted November 10, 2003 I think it was superglue - looks like everyone else in the restaurant has gone home and he's too embarrassed to walk out with his finger stuck to his top lip.... Link to comment Share on other sites More sharing options...
Hopsta Posted November 10, 2003 Report Share Posted November 10, 2003 Ahh you 2 crack me up, no really... Just wait til Windsor s Link to comment Share on other sites More sharing options...
cerbera Posted November 11, 2003 Report Share Posted November 11, 2003 Whopps, 1) What did your insurance co say re: stage 2 conversion ? 2) Did it cost you any extra ? if so how much ? 3) Did u mention ecu remap or 'just exhaust' ? Cheers fella. JT Link to comment Share on other sites More sharing options...
cerbera Posted November 11, 2003 Report Share Posted November 11, 2003 Stokey, Can I ask you the same ques re: your insurance and the mods you've had done ? Cheers JT Link to comment Share on other sites More sharing options...
Woppum Posted November 11, 2003 Author Report Share Posted November 11, 2003 Basically in this case i have been a very naughty young man. I have not told the insurance or fleet about the remap, as i wont with the exhaust, as am afraid they will simply say no. I have been advised by a frind to keep it hush. The friend also said, dont do stage 3, way too risk, as both the company wont like it, and fleet insurance may just say no. I dont understand the full technicalities of the situation, but i basically think it is not worth it. It just seem like pushing my luck.. When i first orderd the R32, fleet spoke to the insurance company and they said, "We are waiting for the first claim'. I think they feel becasue i am only 20, such a powerful car will be too much for me, bloody steriotypes. Anywho i think i will wait a year before i get stage 3/4. Sorry i cant help Link to comment Share on other sites More sharing options...
cerbera Posted November 11, 2003 Report Share Posted November 11, 2003 Cheers anyway Whopps! Link to comment Share on other sites More sharing options...
Woppum Posted November 11, 2003 Author Report Share Posted November 11, 2003 Hey stokes... how did the induction kit go. Full details would be nice Link to comment Share on other sites More sharing options...
ClimberSP Posted November 12, 2003 Report Share Posted November 12, 2003 You are giving me wills for a remapping Anybody knows if the remap can be made by mail to AMD?? I would like to have the fastest R32 in Spain Link to comment Share on other sites More sharing options...
L3ETT Posted November 12, 2003 Report Share Posted November 12, 2003 [ QUOTE ] Basically in this case i have been a very naughty young man. I have not told the insurance or fleet about the remap, as i wont with the exhaust, as am afraid they will simply say no. I have been advised by a frind to keep it hush. The friend also said, dont do stage 3, way too risk, as both the company wont like it, and fleet insurance may just say no. I dont understand the full technicalities of the situation, but i basically think it is not worth it. It just seem like pushing my luck.. Sorry i cant help [/ QUOTE ] You do realise then that you are currently driving around uninsured!?? Link to comment Share on other sites More sharing options...
gammaray27 Posted November 13, 2003 Report Share Posted November 13, 2003 The insurance companies out here in the US dont care about what mods you have, and long as the car is smog legal, and the correct engine is in the car. I dont see how they would void his warranty for getting exhaust and his car chipped. Maybe if he totalled his car and then they found out he had it twin turboed or something.. but no way... I dont think a chip would be an issue. Then again, I dont live out there. Link to comment Share on other sites More sharing options...
s4dreamer Posted November 13, 2003 Report Share Posted November 13, 2003 [ QUOTE ] [ QUOTE ] Basically in this case i have been a very naughty young man. I have not told the insurance or fleet about the remap, as i wont with the exhaust, as am afraid they will simply say no. I have been advised by a frind to keep it hush. The friend also said, dont do stage 3, way too risk, as both the company wont like it, and fleet insurance may just say no. I dont understand the full technicalities of the situation, but i basically think it is not worth it. It just seem like pushing my luck.. Sorry i cant help [/ QUOTE ] You do realise then that you are currently driving around uninsured!?? [/ QUOTE ] Let's look at the worst case here (in the spirit of "what could possibly go wrong?"). Wopps is driving fast down a country lane and hits a pedestrian, destroying the front of his car and killing the pedestrian. Insurance company inspectors come out and check over the car, finding a non-standard ECU and exhaust, which is not declared to the insurers. Pedestrians family claim £2m in damages against Wopps. Insurance company say "feck off, he wasn't insured". Wopps is sued for civil damages of £2m, is banned from driving and will find it extremely hard to get insurance in the future. Now Wopps, do you still think it's clever not to declare it to the insurers ? If you want to be sure, check your policy - it'll have some wording about you declaring all material information to them otherwise you are not insured. Better to pay the extra dosh now that suffer the (potential) consequences. Link to comment Share on other sites More sharing options...
AnthonyB Posted November 13, 2003 Report Share Posted November 13, 2003 I think for this situation - they would be obliged pay the third party bits (e.g. the 2M), but not the fully comp, leaving Wopps with a mangled motor and still in deep with the insurance companies. I can't be sure on that though. Anthony.. Link to comment Share on other sites More sharing options...
Hopsta Posted November 13, 2003 Report Share Posted November 13, 2003 Not from what I've read of small print, if you have modded your car and don't inform them then it basically invalidates your warranty full stop !! For the sake of a 200-300 quid its just not worth the risk IMO, no matter how much your car is worth Link to comment Share on other sites More sharing options...
AnthonyB Posted November 13, 2003 Report Share Posted November 13, 2003 We talking about VW Warranties or Insurance? Link to comment Share on other sites More sharing options...
L3ETT Posted November 13, 2003 Report Share Posted November 13, 2003 Insurance! The problem is you might get away with it with a dealer who might nor check - but if you kill someone or have a bad crash I guarantee the accident investigators will be looking for undeclared mods. I am in the same position cos my car is a company car too. Company insurers will NOT allow mods if its a performance mod - they run a mile. I did check with mine. Hence I'm sorry to say but you insurance is invalidated and they would have a damn good reason not to pay out a penny! Link to comment Share on other sites More sharing options...
s4dreamer Posted November 13, 2003 Report Share Posted November 13, 2003 [ QUOTE ] I think for this situation - they would be obliged pay the third party bits (e.g. the 2M), but not the fully comp, leaving Wopps with a mangled motor and still in deep with the insurance companies. [/ QUOTE ] Nope, the insurance companies will wriggle out of any payment they can. In this case because the mods were not declared, you are classed as "not insured" (not "partly insured"), so they will almost certainly not pay the 2m. So not only do you have the consequences of someone's death on your hands (which is probably not a very pleasant thing in itself), but you have the prospect of personal bankruptcy too. At 20, that ain't something you really want Of course Wopps _could_ get away with it. But that's one helluva risk to take in my very humble opinion. Link to comment Share on other sites More sharing options...
shao_khan Posted November 13, 2003 Report Share Posted November 13, 2003 Yeah gotta agree with you there - a V big risk in the scheme of things and bancruptcy is not really a good thing, no matter how good some of the benefits look. Link to comment Share on other sites More sharing options...
cerbera Posted November 13, 2003 Report Share Posted November 13, 2003 Agree completely with this. Am letting my insurance co know today of everything I'm having done, as it's just not worth the risk if, God forbid, anything terrible happened.... Link to comment Share on other sites More sharing options...
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