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stuartianmac

TVR as 2nd car and specialist insurers?

5 posts in this topic

I recently got rid of my E-class in order to add some spice to my life by buying a weekend car and a mile-muncher for the weekdays. I have successfully sorted the latter, but having a few issues with the 2 car concept.

I have 9 years NCB on my weekday car (a mundane-o), but clearly I cannot transfer this to work with my 2nd car (some insurers claim they might be able to do this, but in my view it seems to be all b0llocks). I am looking at a 98S anyway, so it probs wouldn't be a nightmare to get a 97R instead and then its 10yr old, and I can get a classic policy. Often these are not concerned with NCB, but do start to specify conditions like it needs to be garaged (I can't do that) and/or that I need to be 30 (I will be in Nov, but then I will have missed the Summer driving!), no convictions (I have 6 points in last 5 years) or even that the car needs to be older still at 15yr or so.

Mileage conditions are not an issue as it will be only for playing with, but the others seem to be awkward.

Does anyone have any advice regarding insurance when running a TVR as a second car?

The cheapest (unusable) quote is £500 for a garaged vehicle, which is cheaper than the cheapest quote I could get if I pulled my NCB off my main car to the TVR, so it seems that classic policies are the way to go, but I want one that isn't arsed about garage (driveway is fine), will insure the under 30's and will accept 10yr old (or pref 9yr old) examples.

Am I asking too much?

Thanks

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Send a PM (Private Message) to Helfinger - he runs a 350c 169144-ok.gif

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My main car is insured with RAC, and got a quote for a Chim as a second car. Although you cannot have the no claims on both, they did reduce the premium on the Chim the equivalent of what my no claims is.

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Heritige, Adrian Flux and AON. Most of these guys will recognise your NCB from the other car.

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I'm with A-Plan who advertise as TVR specialists in Sprint the TVR car club magazine. I have "mirrored" my NCB across 2 cars ok.

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