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A Sick Rolls Royce Phantom


Andy_Bangle
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The previous owner literally drove it into the ground after not making a payment in 3 years, then called bank to come get it when it was no longer usable. Well, if you aren’t going to pay for it you might as well drive it till the wheels fall off right? Unfortunately that is the story behind this poor old repossessed Rolls Royce.

At the very least it needs an engine rebuild, missing suspension components all around replaced, new headlight, paint work, leather repair, engine lights tended to, new tyres, (assuming new brakes) all to just be a average condition 95,000 mile car...

Pass the T-Cut.

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I'm always baffled by the mentality of people who do this kind of thing. How devoid of any kind of conscience must you be to have something for three years and never pay for it? And then wreck it too?

 

Mum and dad come across people like this all the time (they own a property management firm.) People move in, then simply don't pay rent. Dad enters into proceedings to get them out, but by the time that all goes through, they have trashed the place and abandoned it. And you can almost guarantee there will be a load of debt collection letters on the doorstep from unpaid credit card bills etc.  

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What surprises me is the lack of ability by the owner (be it lease company or property) to do anything about it.

If I had someone in any of my rented places not paying, I'd be well restrained not to just let myself in, change the locks, and sling their stuff out.

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That's the attraction of PCP-type plans where you don't have ownership of the car. As they legally own the car, the finance company can get a fresh set of keys from a dealer, turn up at 5am, get in, and drive away.

I wish!! Law doesn't allow that I'm afraid.

Not that we have the need very often due to the type of business we write but the consumer has so many rights these days that getting possession is very hard work.

Once anyone has paid more than one third of the total value of the agreement (deposit plus amount advanced plus interest) a court order is required to even attempt to get a vehicle back.

If any of you Scots have car finance you have even more protection.

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