safety69 Posted July 29, 2006 Report Share Posted July 29, 2006 finally got my own insurance now, start building them noclaims up for a S3. Insured my 1997 1.6 sport with nationwide with pass plus and it was £1700 fully comp. cheaper than norwich union and the rest by about £1500 at least. How many years noclaims would i need to be able to insure an S3 for similar price? Quote Link to comment Share on other sites More sharing options...
billy2shots Posted July 29, 2006 Report Share Posted July 29, 2006 How old are you? Quote Link to comment Share on other sites More sharing options...
safety69 Posted July 29, 2006 Author Report Share Posted July 29, 2006 17, 18 soon Quote Link to comment Share on other sites More sharing options...
CabGirl Posted July 29, 2006 Report Share Posted July 29, 2006 It'll take ages. Quote Link to comment Share on other sites More sharing options...
Paul Posted July 29, 2006 Report Share Posted July 29, 2006 and the worst bit,. when you have 5/6 ++ years no claims it really mayes no odds. They dont even recognise them. Quote Link to comment Share on other sites More sharing options...
Briggs Posted July 29, 2006 Report Share Posted July 29, 2006 Yes, it's your age that will count against you, as well as no claims at this stage. Still, I wish I was driving an A3 at 17! I now have 10 years worth, but Direct Line only bother about '3 or more'. I have at last found an advantage to reaching 30 though - cheaper car insurance! Quote Link to comment Share on other sites More sharing options...
safety69 Posted July 29, 2006 Author Report Share Posted July 29, 2006 norwich union are doing "rapid bonus" where you can get a full years noclaims in only 9 months and that continues throughout, so 4 year noclaims 12 months early, but there insurance is sky high i think. Best to build them young i guess, it'll pay off in the end Quote Link to comment Share on other sites More sharing options...
rodenal Posted July 29, 2006 Report Share Posted July 29, 2006 It gets alot better once you'r 21+, im 22 with 2 yrs no claims, and an accident and my own 1.6 sport is £580 fully comp Bizzarely tho, i also have a mk 2 MR2 which i have 0 no claims for and it works out only £100 more expensive to insure that fully comp! Quote Link to comment Share on other sites More sharing options...
graemep Posted July 30, 2006 Report Share Posted July 30, 2006 A lot of mainstream insurers will put a minimum age on cars - IIRC Churchill, insisted on over 30 before they would cover an S3. You would find a company prepared to cover you, but also take your money for the privilige of doing so.. Quote Link to comment Share on other sites More sharing options...
safety69 Posted July 30, 2006 Author Report Share Posted July 30, 2006 Lets say when i'm 22 and got 4 years noclaims, i think the age factor would go against me. Quote Link to comment Share on other sites More sharing options...
rodenal Posted July 30, 2006 Report Share Posted July 30, 2006 At 22 with 4 yrs no claims you would get insured, but you would be looking at about 2 grand - its prob also not the best idea to jump from the 1.6 to an s3 - i'd get a 1.8t for a year first, then you would have max no claims and a bit of experience with a more powerful car. Mind you 4 years is a loooonng time Quote Link to comment Share on other sites More sharing options...
safety69 Posted July 30, 2006 Author Report Share Posted July 30, 2006 I should be alright jumping from 1.6 to s3. been driving dads impreza 22b around quite alot recently and relised just how slow the 1.6 is. Shouldn't be driving it, but he offered so i jumped at it. Quote Link to comment Share on other sites More sharing options...
saf Posted August 2, 2006 Report Share Posted August 2, 2006 im 20 with no no claims bonus and elephant are the only ones that will insure me on my s3 an its costing a whopping £2600. will it drop reasonably when im 21 with 1yrs no claims??????? Quote Link to comment Share on other sites More sharing options...
Hopsta Posted August 2, 2006 Report Share Posted August 2, 2006 i doubt it to be honest, welll not significantly enough to make a diff. Quote Link to comment Share on other sites More sharing options...
Phil84afc Posted August 2, 2006 Report Share Posted August 2, 2006 I'm with Bell, who are part of Admiral. I'm 22 and they charged me £1,200, fully comp with 1 years no claims. All the others were £2,500+. I'd give them a try... Quote Link to comment Share on other sites More sharing options...
s3ollie Posted August 2, 2006 Report Share Posted August 2, 2006 [ QUOTE ] im 20 with no no claims bonus and elephant are the only ones that will insure me on my s3 an its costing a whopping £2600. will it drop reasonably when im 21 with 1yrs no claims??????? [/ QUOTE ] I was told that 'they' have put the age up from 21 to 25 so it used to make a big difference on your 21st now its on your 25th. Now im 25 and havent got a big discount i can only assume they have put the age up to 30. to be honest i cant see them giving a big discount at any age just us all the way to the bank! Quote Link to comment Share on other sites More sharing options...
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