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Car insurance renewal


kumar32
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Hello,

What a great forum cool.gif - I've not long registered here and would appreciate some advice, I've had my MK4 R32 (2003 Plate) for just a few months - My insurance is due for renewal on Saturday - current insurer has quoted me just under £1200 EEK2.GIF (Highway) I have 4 years no claims discount and also have 2 speeding convictions not picked up while owning the R32. I have tried confused.com the cheapest was kwik-fit @ £714 but with £400 excess.

Can someone kindly advise if kwik-fit are reliable or point me in the direction where to try - Directline = 1,038.45 also tried Barclays car insurance = £1,213.

I appreciate your feedback beerchug.gif

I will be asking Q's so that I can educate myself 169144-ok.gif

Thanks

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I've checked out performancedirect - quoted £826, one thing I'm unsre about is to what to choose when asked if car on public road/car port/garaged/private road etc - I normally put the car in the garage sometimes it's at the front of the house. I've just amended the quote to car parked in garage and have a new price of £789.45...

What do you guys think I should state, and if anything happend to the car while parked outside the house will I still be covered?

Thanks

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elephant were good for me initially but upon renewal, like a lot of places they had put it up loads.

i then tried Bell (bell.co.uk) who are also part of Admiral I believe and they were £175 cheaper for exactly the same policy !!! not that that makes sense but hey, i'm not arguing ! 169144-ok.gif

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Thanks to all who have had an input cool.gif - I have tried the below companies..

privilage = £1,264

Admiral = £910.35

Ecar insurance = £799.31

Bell.co.uk = £870

I've also spoken to performance direct this morning who can do it for £780..

What are your thoughts...

Thanks beerchug.gif

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We’ve just renewed and gone with Sainsburys (it’s actually esure). The second cheapest was Norwich Union, who we were with last year, but Sainsburys really ‘quoted me happy’.

How does the following sound?

2005 BMW 130i M Sport, 2 x 30 something drivers with 3 points each, £150 excess, protected no claims, courtesy car, legal protection etc…

£377 all in grin.gif

I could have had it for £365 with a £250 excess, but what the heck!

I would go with the protected bonus premium, you only have to have someone vandalise your car for it to be worthwhile.

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I went thru Autotrader insurance quote generator which came up as Sainsburys being the cheapest but having since done a few mods (!) to the car, the premium is creeping up and their knowledge of what I've done is minimal (after fitting cold air intake, the girl at sainsburys bank asked if it was something to do with the air conditioning - bless). Renewal due in nov and going to go thru specialist broker for modified car as believe the premium will not be altered too much throughout the year as I do mods. Sainsburys also would not allow the mods to increase the power over 250bhp! I think 6463 would probably do that on its own!

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