pile Posted April 11, 2007 Report Share Posted April 11, 2007 Im going down soon to buy my new toy from a private seller but as i have always bought from a dealer i have no idea what i should really do. I was going to pay by Bankers Draft and collect it from a RBS branch near his area with him present so he knows its genuine, if he takes it to his bank ( Natwest ) will it clear straight away ? How do i find out if the car has outstanding finance on it ? Any other tips would be helpful Quote Link to comment Share on other sites More sharing options...
Daz Posted April 11, 2007 Report Share Posted April 11, 2007 If he's with Natwest and you're with RBS you can do a direct transfer (at either a Natwest or RBS branch) between the accounts which should go through and clear straight away. Quote Link to comment Share on other sites More sharing options...
kite Posted April 11, 2007 Report Share Posted April 11, 2007 Find out about outstanding finance with a HPI check. Quote Link to comment Share on other sites More sharing options...
gizze Posted April 11, 2007 Report Share Posted April 11, 2007 I am sure one of the kind souls on here will do an hpi check for you?? Blip me the reg over and I will get it hpi'd tomorrow afternoon. Quote Link to comment Share on other sites More sharing options...
steelwind101 Posted April 11, 2007 Report Share Posted April 11, 2007 Good to hear your getting a new car!! Your post just reminded me of what i read in the newspaper today. A gang of Lithuians are operating on Ebay where you go to buy the car. When you turn up with cash two of them force you back in your car. They make you drive to somewhere, they take your cash and beat you. There is a "Bill" episode this week based upon this new little crime spree. Geoff Quote Link to comment Share on other sites More sharing options...
Alastair_A3 Posted April 11, 2007 Report Share Posted April 11, 2007 Good choice, the atom is a riot! Just make sure you wear eye protection, you dont want a bumble bee hitting you! Quote Link to comment Share on other sites More sharing options...
pile Posted April 11, 2007 Author Report Share Posted April 11, 2007 Bought the new Roof Boxer V helmet so should be bumble bee safe Quote Link to comment Share on other sites More sharing options...
Scotty Posted April 11, 2007 Report Share Posted April 11, 2007 [ QUOTE ] I was going to pay by Bankers Draft and collect it from a RBS branch near his area with him present so he knows its genuine, if he takes it to his bank ( Natwest ) will it clear straight away ? [/ QUOTE ] The guy who bought mt TT did this. It was raised at his branch of RBS a few days before. I'm with Virgin (RBS) and I went to a local branch with him to pay it in. I had two probs. [1] In advance of the sale, despite the fact he'd given me all his bank details, they wouldn't confirm a cheque had been raised that matched the amount/details etc. They said if they told me I'd know he had at least that much in his account and they can't divulge that info. [2] When we went to pay it in all they confirmed (to him and not me!!) was that the details all matched a cheque that had been raised from his branch. They couldn't confirm the actual piece of paper I was holding was in fact the genuine thing and not a fake. ....so I let him have the car and it all cleared ok. Quote Link to comment Share on other sites More sharing options...
techieboy Posted April 11, 2007 Report Share Posted April 11, 2007 Can't help with the payment question. I asked the same a month ago and then ended up buying my toy from a dealer on my credit card. But if you're buying an Atom, are you aware of the potential problem with the front suspension collapsing? Was on a Don Palmer course at Bruntingthorpe last week and he was getting grief from Ariel's lawyers about pulling an article on his website detailing the problem. Not sure whether it's just an isolated incident or not but he was refusing to hold courses in Atoms without proof that the nut/bolt or whatever it was, had been replaced. Can't access his website at the moment to see whether the article is still there. Not trying to put you off or unduly worry you, just something to be aware of. Edited to add: Site appears to be back up now. Article is here Quote Link to comment Share on other sites More sharing options...
Rustynuts Posted April 11, 2007 Report Share Posted April 11, 2007 Looks like the lawyers got to him, 'cos it's down again. Quote Link to comment Share on other sites More sharing options...
pile Posted April 11, 2007 Author Report Share Posted April 11, 2007 [ QUOTE ] Can't help with the payment question. I asked the same a month ago and then ended up buying my toy from a dealer on my credit card. But if you're buying an Atom, are you aware of the potential problem with the front suspension collapsing? Was on a Don Palmer course at Bruntingthorpe last week and he was getting grief from Ariel's lawyers about pulling an article on his website detailing the problem. Not sure whether it's just an isolated incident or not but he was refusing to hold courses in Atoms without proof that the nut/bolt or whatever it was, had been replaced. Can't access his website at the moment to see whether the article is still there. Not trying to put you off or unduly worry you, just something to be aware of. Edited to add: Site appears to be back up now. Article is here [/ QUOTE ] I am aware but as always there are two sides to this : This is the official response from the factory: Lockwiring bolts and rod ends is common practice among track cars and race cars and is not a sign of ‘serious design fault’ as stated by Don Palmer. I believe that Don Palmer’s comments arise from a friend of his, a racing driver, driving a foreign owner’s Atom on track which had been set up by an independent company. To our knowledge the car was using a mix of slicks on the front and road tyres on the rear at the same time and had a variety of different settings put into it by an unknown mechanic. As far as we can ascertain this was done at the trackside and, given the settings when we eventually saw the car, was not done to a very high standard or with the right equipment. The car subsequently spun into a gravel trap and possibly tyre wall damaging the front suspension. No part of the front suspension failed, as said by Don Palmer, and all joints were attached when we got the car back for repair. There is absolutely no reason to say that this accident was caused by a failure of any kind. It was either driver error or strange handling caused by the mix of tyres and odd settings put into the car. We subsequently had the car back and repaired it, putting the settings back to standard, fitting a matching set of tyres and the car was fine. Our opinion therefore is that when the settings were changed from standard that the work was not carried out to a sufficiently high standard or that something was not tightened properly. The photographs show the markings on the rod end which no longer correspond to the bolt. The bolt has obviously been removed, replaced and lockwired as it could physically have not become undone with a lockwire in place. All bolts for the rod ends are safety wired with lockwire as standard and the bottom bolts have a secondary grub screw to ensure that bolts cannot move. We have never seen evidence of a bolt undoing itself. There is 19mm of thread inside the front upright. Don Palmer’s ‘Safety Warning’ is therefore misleading. His final paragraph of not undertaking training unless bolts are checked is however not unreasonable and bears out our and the Owners Club recommendation of checking over cars particularly before they are used on track. As outlined in the Owner Club Manual “Check fluids and check fastenings for tightness. Look for tell tales on rod ends and make sure they’re all aligned and wired.’ Given the video footage we’ve seen of Don Palmer tuition the cars are being used under extreme conditions on very abrasive surfaces. The cars cope with this and we’re sure the tuition benefits owners and is great fun. Whether the car is a Ford Fiesta or an Ariel Atom regular servicing and routine inspection is important, particularly if a car is going to be used under extreme conditions like this. We do therefore repeat our and the Owners Club recommendations that cars are checked over, particularly if you are spending a day going sideways at very high speed with Don. Also we’d recommend checking them over afterwards as this sort of use on any car is quite extreme. Finally the conclusion of this from our point of view is, once again, make sure that ‘experts’ working on the car do know what they are doing. Quote Link to comment Share on other sites More sharing options...
kimmo1 Posted April 11, 2007 Report Share Posted April 11, 2007 to check a car on finance go to www.hpi.co.uk Quote Link to comment Share on other sites More sharing options...
pile Posted April 12, 2007 Author Report Share Posted April 12, 2007 thx all Quote Link to comment Share on other sites More sharing options...
techieboy Posted April 12, 2007 Report Share Posted April 12, 2007 [ QUOTE ] I am aware but as always there are two sides to this : [/ QUOTE ] Cool. As I said, more of an FYI, than anything more sinister. More than anything else, enjoy it! I had a go in one at Silverstone a year or so back and it was truly amazing! Even though Don Palmer is not on Ariels Christmas card list, I can thoroughly recommend a day with him. Quote Link to comment Share on other sites More sharing options...
pile Posted April 13, 2007 Author Report Share Posted April 13, 2007 Right heres my problem. The chap im buying the car of didnt want to let it go until June but i didnt want to buy it unless i got it straight away, so i got him to sell it early . I was going down on the 21st of this month to pick it up ( its on a saturday ) and pay him . Problem he wants payment by cleared funds so i would have to send him the payment over ( by bacs or whatever its called ) before he has signed it over to me. I did say that i would need him to send me a letter to state that the car is mine once the payment has gone into his bank and sign it , but would this be good enough ? The other problem is that hes tracking it this weekend so again i will be buying a vehicle without really inspecting it before i hand over the cash. My bank says that the best thing to do is take a Bankers Draft and if need be my bank manager will send a letter backing me up and he can phone her for reference but again i dont know if this will help ? I've offered to go up late friday afternoon to collect it but he says hes now abroad on business but im not sure if hes just trying to use it early saturday morning for yet another track day before i collect it . Starting to piss me off this as i wanted to collect it friday , should i just say it has to be friday or bankers draft on the Saturday ? Quote Link to comment Share on other sites More sharing options...
pile Posted April 13, 2007 Author Report Share Posted April 13, 2007 Anyone ? Quote Link to comment Share on other sites More sharing options...
gizze Posted April 13, 2007 Report Share Posted April 13, 2007 Scott this sounds a bit bizzare mate. But it also sounds similar to how you were with me when I was giving you £35k if you remember!! haha. You didn't want a cheque from Lombard fair enough, a bankers draft to clear the finance, or for me to clear your finance, I had to twist your arm on the last one if you remember? Why does he want to see cleared funds, why should you risk the money? I would stand your ground, you can come during the week and go to the bank together, or you can arrive with a draft, you can fax him the draft number over on the day you collect it and he can verify it with the issuing branch over the phone, and then double check this when you arrive. Do not send him money direct, if it is paying finance off then that is different, Lombard, HSBC, Royal Bank etc. are not going to rip you off, this guy might. I would have it in writing that once the money is paid he will not drive the car, simple as that, but also I would not send him the cash direct. When are you collecting the car? Oh and you forgot to PM or text me for that hpi check, if you need it doing text me first thing in the morning after 9 but before 9.30am. Quote Link to comment Share on other sites More sharing options...
Daz Posted April 13, 2007 Report Share Posted April 13, 2007 I wouldn't transfer the money to him in advance - no way. And I wouldn't buy a car without inspecting it either. When I sold my S3 I went with the buyer to his bank and got the bankers draft handed over to me in the bank and I then handed him the keys. Quote Link to comment Share on other sites More sharing options...
pile Posted April 13, 2007 Author Report Share Posted April 13, 2007 I was going to collect it the Saturday after this. I have inspected it but as hes tracking it this weekend i think i need to check it before i hand over my hard earned again. I just have this feeling that he wants to use it for as long as possible and then give it to me. When i mentioned friday to him before he didnt mention anything, then he tells me today that he is away for Thursday and Friday and that he can only do Saturday after 3.00pm . I think im going to email him and say ive taken advice and i need to check the car due to him tracking it before i hand over the money and i can do what Guy says and offer the Fax the draft number over to him and then pay him on Saturday. Quote Link to comment Share on other sites More sharing options...
330dcoupe Posted April 13, 2007 Report Share Posted April 13, 2007 Yes, sounds sensible to me. Quote Link to comment Share on other sites More sharing options...
gizze Posted April 13, 2007 Report Share Posted April 13, 2007 You can get the bank to fax over comformation to him, and get him to call them to confirm the draft too. Quote Link to comment Share on other sites More sharing options...
shark_90 Posted April 13, 2007 Report Share Posted April 13, 2007 What's wrong with good old sensible cash? Quote Link to comment Share on other sites More sharing options...
Booster Posted April 13, 2007 Report Share Posted April 13, 2007 Scott, PM me the reg and I will HPI it for you. I'm not sure I like the sound of what this bloke is saying. He is making it unnecessarily complicated. If he is that serious about doing the deal either get him to go to a branch of your bank near him with you and either get the cashiers to draw up a draft or make a CHAPS payment in front of you both and you are both safe in the knowledge that the funds are ok. Drafts are a PITA to verify at weekends as the people that have the authority to confirm them are not often working at weekends. If there is outstanding finance on the car it sounds from Gizze's post that you know the process. Quote Link to comment Share on other sites More sharing options...
v6tas Posted April 14, 2007 Report Share Posted April 14, 2007 [ QUOTE ] I was going to collect it the Saturday after this. I have inspected it but as hes tracking it this weekend i think i need to check it before i hand over my hard earned again. I just have this feeling that he wants to use it for as long as possible and then give it to me. When i mentioned friday to him before he didnt mention anything, then he tells me today that he is away for Thursday and Friday and that he can only do Saturday after 3.00pm . I think im going to email him and say ive taken advice and i need to check the car due to him tracking it before i hand over the money and i can do what Guy says and offer the Fax the draft number over to him and then pay him on Saturday. [/ QUOTE ] Ditch the idea mate, sounds too dodgy to me. Plenty more fish in the sea and all that bud Quote Link to comment Share on other sites More sharing options...
pile Posted April 14, 2007 Author Report Share Posted April 14, 2007 [ QUOTE ] [ QUOTE ] I was going to collect it the Saturday after this. I have inspected it but as hes tracking it this weekend i think i need to check it before i hand over my hard earned again. I just have this feeling that he wants to use it for as long as possible and then give it to me. When i mentioned friday to him before he didnt mention anything, then he tells me today that he is away for Thursday and Friday and that he can only do Saturday after 3.00pm . I think im going to email him and say ive taken advice and i need to check the car due to him tracking it before i hand over the money and i can do what Guy says and offer the Fax the draft number over to him and then pay him on Saturday. [/ QUOTE ] Ditch the idea mate, sounds too dodgy to me. Plenty more fish in the sea and all that bud [/ QUOTE ] I've sent him a nice email explaining that i need to inspect the vehicle before i hand over the money. Its really down to him now . The only difficulty is that these are as rare as hen's teeth and i was very lucky to find it so i really do not want to lose it. I bought a helmet and racing gloves already and this rate i will be using them in my touring Quote Link to comment Share on other sites More sharing options...
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