Jsparkesuk Posted February 2, 2006 Report Share Posted February 2, 2006 I haven't read all the above but to get my credit rating up i took out a contract phone and ran it perfectly! Worked a treat Link to comment Share on other sites More sharing options...
sparkly Posted February 2, 2006 Report Share Posted February 2, 2006 from booster's article ............................. 2. Pay your priority bills on time Planning ahead to meet your bills is all part of good budgeting, but certain bills are more important than others. Rob Parsons, author of The Money Secret, suggests that you pay THEM FIRST: Tax (council) (you can be imprisoned for not paying your council tax) Hire purchase (non-payment could lead to your car or other goods being seized) Electricity and gas (to avoid being cut off) Maintenance and child support Fines (to avoid going to prison) Income Tax Rent or mortgage (to avoid losing your home) Second mortgage Television Licence (this article lists a dozen ways to cover your TV Licence) .......................... So pay your electricity before your mortgage/rent?! that makes sense - pay and then get chucked out of your home! :S Link to comment Share on other sites More sharing options...
Smiddy Posted February 7, 2006 Report Share Posted February 7, 2006 I sometimes wonder what mine is like my bank account is constantly in the red and credit cards arent always paid on time which is making me wonder how easy it is gonna be to get a new car in a few months, BUT i have got 2 contract phones (one belongs to the gf but is on the same account in my name) and the bill is paid in full every month and the finance on my current car and a loan both paid in full on time every month. Link to comment Share on other sites More sharing options...
Booster Posted February 7, 2006 Report Share Posted February 7, 2006 As long as you stay within your overdraft limit, being in the red won't count against you. Not paying your credit card bill on time however will not do you any favours at all. It is not just viewed as laziness by lenders, its viewed as not being able to afford it. Just ring up the CC companies and get them to set up direct debits for the minimum payment each month to get things back on track. Link to comment Share on other sites More sharing options...
Smiddy Posted February 8, 2006 Report Share Posted February 8, 2006 Am happy to say that they are all back on track this month, my account is looking a bit sorry for itself but at least everything is paid up to date, i think i will be setting up DD for the cards to make sure something is paid off of them. Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now