Jump to content

Another insurance question - imports


silentandy
 Share

Recommended Posts

Whilst searching on confused.com earlier for a renewal quote for my gf's car I notice some companies ask whether the car is an import.

Since I'm thinking of importing a car should I be worried about obtaining insurance, should it really make a different to the cover because the car was imported instead of from a dealer even though it will be UK spec? Has anyone who has an imported car ever had problems with insurance?

Link to comment
Share on other sites

Not done any car imports myself, but I know people that have. Insurance isn't normally a problem and in a lot of cases, costs very little extra.

I think the additional costs comes from insurers passing the cost of sourcing possibly slightly different parts back to the customer.

I would suspect that with EU models this is no longer the case.

As for warranties, with say a VW, you would only get two years instead of three, why? who knows!! 169144-ok.gif

Link to comment
Share on other sites

[ QUOTE ]

Whilst searching on confused.com earlier for a renewal quote for my gf's car I notice some companies ask whether the car is an import.

Since I'm thinking of importing a car should I be worried about obtaining insurance, should it really make a different to the cover because the car was imported instead of from a dealer even though it will be UK spec? Has anyone who has an imported car ever had problems with insurance?

[/ QUOTE ]I used to have a Imported UK spec Audi S3 and Egg.com didnt mind aslong as it was UK spec.

Riz 169144-ok.gif

Link to comment
Share on other sites

Not my experience ! I nearly bought a UK registered, UK spec, 1 year old Celica from a main dealer. It was originally from Virgincars. The price was great etc etc ... I called to get an insurance quote (can't remember from who), and was told it was registered as an import. I explained it was a parallel import (originally from Belgium), from a big company (Virgin), but they insisted on it being treated as group 18, not 12 or whatever. The car salesman admitted that is why the car was so cheap, because dvla had it down as an import. Anyway, I gave up arguing the toss and bought a Golf GTi instead ....

Link to comment
Share on other sites

[ QUOTE ]

Is there a saving in doing that??

[/ QUOTE ]

As an individual car I doubt it would save you anything by the time you've got it home and registered it etc. The best way to buy an import is to get it from a car supermaket - they buy in bulk so you save a bit more wink.gif

And no, European imports should not affect insurance. It's anything outside the EU that will make a difference - some companies see it differently though smashfreakB.gif

Link to comment
Share on other sites

Yep- UK list price of what I want is £25875! Through select-automotive it's £21958 including all fees OTR.

So even if you factor in the third year warranty and possible fluctuations in currency over the next 12 weeks it's still a significant saving.

However if the insurance is going to be a lot higher over the next 3 years of ownership then it's not going to be worthwhile.

I didn't import the one I have but didn't pay list price either, but now the most discount I've been offered from a UK dealer is £600.

Link to comment
Share on other sites

Please sign in to comment

You will be able to leave a comment after signing in



Sign In Now
 Share

×
×
  • Create New...