ACA_Chap Posted August 12, 2006 Report Share Posted August 12, 2006 For the last 4 years I've chosen to avoid buying cars privatley for two main reasons. 1. The residual values are never certain 2. The insurance costs for me as a [now] 25 year old have always been prohibitive. The downside of this has meant I've often looked enviously out of a soot-chucking company 3 series at the blokes in the 'sports cars' But after someone posted ealier on today about the possiblity of getting a good deal on a ex-demo Z4m, I did a little digging. In short I've been quoted £750 as fully comp insurance which I think is pretty amazing seeing as I've got no NCB (in fact I've never had an insurance policy in my name before), got 3 points and live in Central London. Anyway, it's looking like the BMW could end up costing a very reasonable amount. I'm going to look like a taxi driver / part time drug dealer with the E Class and Z4m in the carpark tho Anway - moral of the story. Shop around! Link to comment Share on other sites More sharing options...
sayerbloke Posted August 13, 2006 Report Share Posted August 13, 2006 Who on earth was that with?! Link to comment Share on other sites More sharing options...
SamD Posted August 13, 2006 Report Share Posted August 13, 2006 that's cheaper than my S4 and I have 10 years NCB, am over 30, no points and live in the 'burbs. Would be really interested to know who that is with Link to comment Share on other sites More sharing options...
ACA_Chap Posted August 13, 2006 Author Report Share Posted August 13, 2006 Sam you have PM I tried phoning the BMW dealership this morning but they are closed so it looks like I'll have to wait until Monday morning Link to comment Share on other sites More sharing options...
Simonl Posted August 13, 2006 Report Share Posted August 13, 2006 Was it with Privilege? They're good for Central London! Link to comment Share on other sites More sharing options...
ACA_Chap Posted August 13, 2006 Author Report Share Posted August 13, 2006 The Central London hikes up the quote, but even if I insure at my house in Bournemouth I wasn't getting any quotes below £3k The real problem is that I'm 25, have 0 NCB and 3 points. I really thought this would rule out a group 20 car but it appears not. This company has some sort of arrangement with my Firm, which means that they can quote so low. I had no idea about this until I gave them a call tho. Being a chartered accountant doesn't look so bad anymore Anyway it's a reputable insurance company but not the one you mentioned. It's a broker for professional people with high performance cars. Now I'm looking at some fast cars that aren't going to depreciate too much. Can't wait after having mostly driven diesels for the last few years Link to comment Share on other sites More sharing options...
shark_90 Posted August 13, 2006 Report Share Posted August 13, 2006 If you talk to your company you should be able to get a letter from them to help with your no NCB situation, and it might be even cheaper! Link to comment Share on other sites More sharing options...
ACA_Chap Posted August 13, 2006 Author Report Share Posted August 13, 2006 You're right about that. I got a letter but most insurance companies don't treat it as NCB. The £750 is fixed price. It doesn't matter if you are 25 or 45, or whether you drive an RS6 or a 1.0 Micra. Link to comment Share on other sites More sharing options...
Simonl Posted August 13, 2006 Report Share Posted August 13, 2006 Could you PM me their name ACA Link to comment Share on other sites More sharing options...
ACA_Chap Posted August 13, 2006 Author Report Share Posted August 13, 2006 PM sent Link to comment Share on other sites More sharing options...
Simonl Posted August 13, 2006 Report Share Posted August 13, 2006 [ QUOTE ] PM sent [/ QUOTE ] you sure, haven't recieved anything! Link to comment Share on other sites More sharing options...
ACA_Chap Posted August 13, 2006 Author Report Share Posted August 13, 2006 [ QUOTE ] [ QUOTE ] PM sent [/ QUOTE ] you sure, haven't recieved anything! [/ QUOTE ] Maybe not then # I don't work for this company so hopefully won't be considered as advertising. Here's who I got my insurance quote from: http://www.aon.com/uk/en/indiv/privateclients/professional/default.jsp Link to comment Share on other sites More sharing options...
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