bells0 Posted March 22, 2012 Report Share Posted March 22, 2012 Finish date and closing down of the family business is set for next Friday. Anybody have any tips for when i hit the job centre?? - need to 'sign on' so that i get my 12 weeks notice pay. Having never been out of work since leaving uni 15 years ago, i'm rather scared about what will need to be done and said. Any help benefits wise will help pay for juniors nursery fees in the next few months of looking for work and burning my savings. There is no way i'm going to miss out on whats due! Also, as other half is on £20k a year, can we do something about Tax credits?? [something we've never looked at before]. Cheers, a rather sh*t scared about the future person! Link to comment Share on other sites More sharing options...
theduisbergkid Posted March 22, 2012 Report Share Posted March 22, 2012 Can't help, but wish you good luck, hope you get stuff sorted with the minimum of trouble Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted March 22, 2012 Report Share Posted March 22, 2012 Feck, I'm so sorry to here this bells0. Feel for you, genuinely. I can't offer a great deal of help in what you should do in order to ensure you get what you're due but I'm sure there'll be others in a better position to advice than me. Best wishes for you and your family though. In a sense maybe it'll turn out to be an opportunity instead of what it appears to be right now. I hope it does. Link to comment Share on other sites More sharing options...
garcon magnifique Posted March 22, 2012 Report Share Posted March 22, 2012 Good luck mate. When you go to sign on, try not to get run over by all the decorators vans and taxis... Link to comment Share on other sites More sharing options...
garcon magnifique Posted March 22, 2012 Report Share Posted March 22, 2012 P.S. re tax credits and what benefits you're entitled to etc., and almost any other financial/legal stuff, if you don't get any sense out of the relevant websites I would recommend visiting your nearest Citizen's Advice Bureau. Link to comment Share on other sites More sharing options...
Dave Posted March 22, 2012 Report Share Posted March 22, 2012 Good luck mate, I know how much of a bummer it must be right now, but lets hope some doors open for you. I expect at your first interview at the job centre a lot will be explained to you. Otherwise try citizen advice. Link to comment Share on other sites More sharing options...
Calm Chris Posted March 22, 2012 Report Share Posted March 22, 2012 The day the Co folds and you are unemployed is the day you can claim job seekers, there isn't a time lag or period you have to wait for. As you will soon discover the social security side of the benefits system is a no go, any savings you have are used against you in as much as you won't be allowed to clain due to being a good person and having savings. Your also find the fact that the wife remains in work, works against you. As for family credits then yes you can claim, but I'm pretty sure that system isn't very dynamic as in you make a claim, they bounce it around and maybe a few months later your be in the system and given a sliding scale of payment that considers family income. The system is geared towards losers who play the game of undercounter income, and hidden savings- and works against upstanding folk who have worked and saved. Income-based JSA is 'means tested', which means it's based on how much (if any) income you already have and how much you have by way of savings. You can claim if: You have an insufficient National Insurance contributions record Your contribution-based JSA has run out after six months You are claiming for a partner How much? Single people, aged under 25: £53.45 a week Single people aged 25 or over: £67.50 a week Couples and civil partnerships (both aged 18 or over): £105.95 a week Lone parents (aged under 18): £53.45 a week Lone parents (aged 18 or over): £67.50 a week These are maximum amounts. You may get less once household income and savings have been taken into account. You can now claim online via https://www.dwpe-services.direct.gov.uk/portal/page/portal/jsaol/lp I'm sorry to here about you woes, good luck and be positive. Link to comment Share on other sites More sharing options...
shao_khan Posted March 22, 2012 Report Share Posted March 22, 2012 Sorry to hear about this finally happening You need to do it online or telephone and they'll make an appointment with your local job centre. They deem local by postcode, it may not be the most convenient for you, you can make them change this despite what they tell you on the phone. They will want to know what benefit you are wanting to claim - they'll expect you to know and wont offer any advice on the phone as to what you might be eligable for.....Yes they are that helpful, the problem is like me, you won't know because you've worked all your life, the permy jobless obviously know because Mum or Dad told them how to milk the system. Citizens advice or the local council might still have their Money advice team which can advise on what you wish to claim. I think other claims like council tax rebates, etc have to be done via the local authority, although I'm not sure on that as I've never been eligable. Good luck Link to comment Share on other sites More sharing options...
Cuprabob Posted March 22, 2012 Report Share Posted March 22, 2012 Sorry to hear about your circumstances. I've had to sign on in the past for short periods of time between jobs, contracts etc. and it's not a pleasant experience. Assuming you have paid NI in the last 2 years you are eligible for contribution based JSA which is not means tested lice income based JSA. You get this for 6 moths. If you don't get a job in that period then you need to transfer to income based JSA which is means tested. The first 3 days of any period of unemployment, you get nothing. In the past when I got payment in lieu of notice I couln't sign on until the period that this money covers is over.So I don't think you can sign on until your 12 week period is up. Link to comment Share on other sites More sharing options...
bells0 Posted March 22, 2012 Author Report Share Posted March 22, 2012 Thanks for the kind words guys, is all pretty daunting. Re the Notice period, as we won't be paid this, we have to claim. The claim is only processed after 12 weeks and any JSA or wages if i find something else is taken off the total. Link to comment Share on other sites More sharing options...
Cuprabob Posted March 22, 2012 Report Share Posted March 22, 2012 Apologies, I didn't realise you weren't getting paid for the notice period then yes you will be able to claim immediately. One thing I learned to do was bite my tongue as some of the people at the JCP treat you like a piece of sh*t as they are used to scroungers. The are unbelievably patrronising and don't care what you're experience is. They just want you to write a note in their stupid form to tell them what you are doing each day to find a job. Good luck mate and I hope you find something soon. I believe MrMe is looking for people but I've heard the holidays are not very good Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted March 22, 2012 Report Share Posted March 22, 2012 I believe MrMe is looking for people but I've heard the holidays are not very good Our terms are superb, just not for work shy sicknote-prone Scottish layabouts. Link to comment Share on other sites More sharing options...
cruiser647 Posted March 22, 2012 Report Share Posted March 22, 2012 Good luck Geezer. I don't know if moving any savings you have to other people or putting it in your kids' names will help? There are jobs out there, just some people don't want to work. Link to comment Share on other sites More sharing options...
Tipex Posted March 22, 2012 Report Share Posted March 22, 2012 Our terms are superb, just not for work shy sicknote-prone Scottish layabouts. I would have thought it was the perfect job for a work shy sicknote-prone Scottish Layabout? I mean, stuffing McDonalds breakfasts and playing Pool all day, with Jeremy Kyle on the TV. Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted March 22, 2012 Report Share Posted March 22, 2012 Ahh, now the one rule we have is that TV must be on Sky News or BBC News unless there is a major sporting event on (Tennis slams, Football, Rugby, Olympics, etc). Link to comment Share on other sites More sharing options...
Cuprabob Posted March 22, 2012 Report Share Posted March 22, 2012 Our terms are superb, just not for work shy sicknote-prone Scottish layabouts. Stop it.....my sides are aching:roflmao: Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted March 22, 2012 Report Share Posted March 22, 2012 I once worked in a building with 1,000 Scots. Well, to be precise, I was the only person working in a building that happened to have 1,000 Scots in it too... Link to comment Share on other sites More sharing options...
Cuprabob Posted March 22, 2012 Report Share Posted March 22, 2012 I once worked in a building with 1,000 Scots.Well, to be precise, I was the only person working in a building that happened to have 1,000 Scots in it too... I didn't realise you were a prison officer Not much you haven't done, well apart from checking tyre pressures:roflmao: Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted March 22, 2012 Report Share Posted March 22, 2012 Ooo, here kitty kitty. Link to comment Share on other sites More sharing options...
Tipex Posted March 22, 2012 Report Share Posted March 22, 2012 I once worked in a building with 1,000 Scots.Well, to be precise, I was the only person working in a building that happened to have 1,000 Scots in it too... Get away with you, your virtually Scottish yourself! It's a commonly known fact that the further north you travel, the lazier everyone is, the only exception to that rule being London, where everyone is so miserable because, well, they have to live in London! Link to comment Share on other sites More sharing options...
bells0 Posted March 22, 2012 Author Report Share Posted March 22, 2012 Good luck Geezer.I don't know if moving any savings you have to other people or putting it in your kids' names will help? There are jobs out there, just some people don't want to work. Was wondering if i'd have to do this, if it was means tested? [not that i have massive savings, but have some cash saved + a bit whilst i play the 0% c/c game ] Link to comment Share on other sites More sharing options...
Cuprabob Posted March 22, 2012 Report Share Posted March 22, 2012 The last time I checked the threshold for savings was £16k. Savings under that don't impact. Link to comment Share on other sites More sharing options...
Hopsta Posted March 22, 2012 Report Share Posted March 22, 2012 It was back in 2008 after I got made redundant and claimed JSA. Best of luck with the job hunt Bells0 Link to comment Share on other sites More sharing options...
Soulboy Posted March 28, 2012 Report Share Posted March 28, 2012 sorry to hear the news bells. But you are where you are, and in time things will work out ok. just lifes ups and downs that we all face And remember at these times, you have got 2 ways of looking at the same situation: 1. Change = moving out of comfort zone = fear and worry 2. Change = moving out of comfort zone = excitement and opportunity You choose. Its the same place Link to comment Share on other sites More sharing options...
Mr Man Posted March 28, 2012 Report Share Posted March 28, 2012 Good luck Geezer.I don't know if moving any savings you have to other people or putting it in your kids' names will help? There are jobs out there, just some people don't want to work. Was wondering if i'd have to do this, if it was means tested? [not that i have massive savings, but have some cash saved + a bit whilst i play the 0% c/c game ] When my parents were forced to retire early due to ill-health they transfered all their savings to me....this was over 15yrs ago...and no one ever sussed out what they`d done.....Both parents had worked since they were 15yrs old....never claimed a penny in benifits....and were then shafted by the state when they needed help...The whole system is so unfair....unless you`v sat on your arse for 40yrs and know how to work the fookin system.....and just to prove how far some lazy arse gits will go to avoid work I thought I`d post this little tale....It`s from Austria. Man saws off his own foot to avoid work and continue claiming jobless benefits | Mail Online Link to comment Share on other sites More sharing options...
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