RS4 plus over book for my S4? What should I do?!

[alfiesride]

sell yours private best advice... pull your pants down on trade dude

[gizze]

I don't think the price he has got for his S4 is bad at all, I think they have paid over the top because they would rather that than be seen to discount the RS4 heavily.

There are loads of RS4s about now though, 70 on the audi site alone, and this time of year is not great for car sales. So I would expect a good deal.

But I would definitley speak with Gareth, not only could he get you a far better finance package but he may be able to get you a better deal on a car too.

[ashleyadam]

Is that a mixture of Cab/Saloon/Avant if so I dont think that is to much, that is 3 models. The prices seem to be holding up or shall I say advertised prices.

[gizze]

There is a black RS4 at Listers, why not call them and tell them the deal you have been given and see what they can do for you, they have a car with 7k miles on it with tech pack and loads of options. Even if you prefer to buy locally you can use this as a bargining tool. I would want to get the RS4 you are looking at for sub £50k, no tech pack would put most people off.

[the911sc]

My S4 is actually over mileage 42K for an 04 so they have done a deal on that knowing that they will mark it up on the forecourt. The RS4 i am getting is actually an 06 chassis as I mentioned (orange indicator) so I pushed them for the june 06 price(2 price hikes on 06) and got it.

APR rates take into account capital payments so flat rates are really the best way to work it out and no there is no penalty for quitting the agreement from audi at any time plus it is fixed for the duration of the chosen term(if you want to stay in it) so if the interest rate goes up, you are covered.

Never been a fan of finance packages and I own my S4 outright but taking the 23K and putting it in my offset mortgage saves me more than financing any difference.