Calm Chris Posted July 20, 2005 Report Share Posted July 20, 2005 I've seen a couple of posts suggesting premium of £2500 per year to insure the motor. Who has the highest premium and what percentage is it relative to your yearly salary / earnings. Also what sort of percentage is the insurance to the car value? Mine is £700 premium, last year that was about 3% of salary (only worked 6 months) and it represents about 4% of the cars value, guess at £17.5k Poll and post Link to comment Share on other sites More sharing options...
collease Posted July 20, 2005 Report Share Posted July 20, 2005 i only pay £220 for the year on a mk4 golf 1.8T Link to comment Share on other sites More sharing options...
Calm Chris Posted July 20, 2005 Author Report Share Posted July 20, 2005 That very good, living on a quite Island somewhere? Link to comment Share on other sites More sharing options...
collease Posted July 20, 2005 Report Share Posted July 20, 2005 elephant.co.uk just very good at beating quotes that dont exist. Link to comment Share on other sites More sharing options...
Brabus Posted July 20, 2005 Report Share Posted July 20, 2005 I still say Link to comment Share on other sites More sharing options...
jules_s3 Posted July 20, 2005 Report Share Posted July 20, 2005 I pay £500 for my S3 Link to comment Share on other sites More sharing options...
theduisbergkid Posted July 20, 2005 Report Share Posted July 20, 2005 About £400 fully comp on golf IV 1.8t. First car was Vauxhall Chevette cost £200, insurance £220 ! happy days ... Link to comment Share on other sites More sharing options...
cruiser647 Posted July 20, 2005 Report Share Posted July 20, 2005 Old boy like me (36) full NCB, cruiser car (A6 2.8 Q) paying £600. But I am in a bad ass Post code area. (LU = Luton ) 10 yrs ago, I had a Lancia Thema 16v (nice mover) and I was paying £1K for that. And I was on considerabley less cash than I am now! Then 2yrs ago, got the A8 4.2 Q Sport, and because I chnaged when I was in the middle of a policy, I was paying £1.3K!!! Link to comment Share on other sites More sharing options...
loddrik Posted July 20, 2005 Report Share Posted July 20, 2005 No prizes for guessing who was equal top so far, who was the other?? Link to comment Share on other sites More sharing options...
shark_90 Posted July 20, 2005 Report Share Posted July 20, 2005 My 1.9TDi A4 costs £3000/year to insure. I'm 20, have 2 non-fault claims against me and do approx 30,000 miles/year including business use (excluding carrying of goods for sale). There's 1 year NCB applied on the policy. I paid £8.5k for it, making the insurance premium >35-40% value of the car. Edit: That's about 12% of my gross salary. Ridiculous eh? Link to comment Share on other sites More sharing options...
loddrik Posted July 20, 2005 Report Share Posted July 20, 2005 I used to pay £3200 on my old Alpina, when I was 29!!! Link to comment Share on other sites More sharing options...
shark_90 Posted July 20, 2005 Report Share Posted July 20, 2005 [ QUOTE ] I used to pay £3200 on my old Alpina, when I was 29!!! [/ QUOTE ] Christ.. mine's a sootchucker though! Three thousand bloody pounds.. Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted July 20, 2005 Report Share Posted July 20, 2005 Jesus wept - well he would do at some of those premiums! Mine was £1078 at last renewal, which at the time would be about 2.7% of the car's value but now it would equate to 3% because of depreciation etc. The most I ever paid as a percentage of a cars value was 9% and that was a £1600 premium on an £18k car. Link to comment Share on other sites More sharing options...
bells0 Posted July 20, 2005 Report Share Posted July 20, 2005 £1450 on my 350Z, was 29 when started, with an accident the year before, so 0 no claims [had an accident 4 years ago too]. On street in Leeds. Was the best by far too - belldirect. Is 3.5% of salary and is approx 5.8% of car [25k for 6 month old Z] Link to comment Share on other sites More sharing options...
sayerbloke Posted July 20, 2005 Report Share Posted July 20, 2005 Before doing pass plus, I was quoted about £1K on a £750 car. Doing pass plus [and turning 19 in the mean time] lowered it from £1K to £575. It only meant waiting a couple of weeks so I bought the car and left it sitting on the drive until I insured it. Link to comment Share on other sites More sharing options...
AudiPartner Posted July 20, 2005 Report Share Posted July 20, 2005 £750 this year on the M3. 6 years no claims, 3 points, 24 years old. Insurance premium is about 5% of the cars market value so its pretty good going giving the circumstances. 2% of my salary. Link to comment Share on other sites More sharing options...
shark_90 Posted July 20, 2005 Report Share Posted July 20, 2005 I was told not to bother with Pass Plus as it was only good for the insurance in the first year of driving - and as I'd learnt in my own car it was already insured before I passed my test. Would it benefit me after driving for 3 years to take it do you think? Link to comment Share on other sites More sharing options...
Milo Posted July 20, 2005 Report Share Posted July 20, 2005 34 and paying £345 inclusive of Class 1 business use for a 03 plate A4 Tdi Sport. I have got one SP30, full NCB and no previous claims (but only 'cos I keep paying for them ) Since I bought my car my insurance premiums have come down every year: Year 1 £421 Year 2 £373 Year 3 £345 Year 4 £??? As a % of the car's value, I would estimate: Year 1 2.1% Year 2 2.2% Year 3 2.6% Year 4 ???% As a % of my earnings, I'm not telling Link to comment Share on other sites More sharing options...
Soapsuds Posted July 20, 2005 Report Share Posted July 20, 2005 [ QUOTE ] As a % of my earnings, I'm not telling [/ QUOTE ] me either!! Thats why i hadnt contributed to the thread..... Link to comment Share on other sites More sharing options...
Avus_Bub Posted July 20, 2005 Report Share Posted July 20, 2005 [ QUOTE ] Also what sort of percentage is the insurance to the car value? [/ QUOTE ] £349! e-sure Car listed @ £28.100 so only about 1.25% of value Trouble is I'm off to court on the 4th for my 'little' speeding offence.............. I wonder how much the robbing bar stewards stitch me up in March? BUB Link to comment Share on other sites More sharing options...
DaddyDub Posted July 20, 2005 Report Share Posted July 20, 2005 £600 per year but that my company pay that and that's to drive on all the company car including my Golf. Link to comment Share on other sites More sharing options...
Milo Posted July 20, 2005 Report Share Posted July 20, 2005 Bub - do you have any SP30s now? I am also with esure and have one. I rang them once when I thought I had been caught again (it turned out I hadn't) and they basically said they wouldn't insure me/my car with 2 SP30s Link to comment Share on other sites More sharing options...
Botang Posted July 20, 2005 Report Share Posted July 20, 2005 I pay £570 Fully comp at the moment on the A8, not bad considering it is group 20, I have 1 SP30 and i'm 25. I have never paid more than £1k, I was paying about £800 on my S2 Avant when I was 22. Link to comment Share on other sites More sharing options...
R32North Posted July 20, 2005 Report Share Posted July 20, 2005 Mine is about 0.8% of income (salary doesn't count) and 2.5% of cars value. Grp 18 car! Don't think I've ever paid over £800 for insurance. Then again all my cars have been grp 14 and under so nothing outragous to insure.... so far! Link to comment Share on other sites More sharing options...
Avus_Bub Posted July 20, 2005 Report Share Posted July 20, 2005 [ QUOTE ] Bub - do you have any SP30s now? I am also with esure and have one. I rang them once when I thought I had been caught again (it turned out I hadn't) and they basically said they wouldn't insure me/my car with 2 SP30s [/ QUOTE ] OH FECK IT THEN! Clean at the mo , but 113 on the M4 is bound to get me a ban which is worth at least 2x SP30's I guess........? FECKERS! ROBBING FECKERS! Pls see my rant in the other insurance thread. Insurance company logic = 35yr married male , 9yrs no claims , clean license , low annual mileage..... 28k New car policy £349 Same 35yr old blah blah etc........ Gets done for 113 on a empty motorway . RIGHT!! THAT'S IT WE'RE NOT INSURING YOU NOW YOU'RE OBVIOUSLY A FECKING MAD MAX FECKING PYSCHO NUTTER TYPE Pi** Off for the next 5yrs ............... BUB Link to comment Share on other sites More sharing options...
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