skifly Posted August 17, 2006 Report Share Posted August 17, 2006 ok - just got a quote from priviledge for insurance for a 26 y/o with 5 yrs no claims in SE london on a gti. No points / accidents etc... came in at around £640 with a £650 excess. to bring it down to £500 excess it puts premium to £700. The renewal from NU was closer to 2 or 3 times the premium! So what are priviledge like and anyone have any tips as have considered milltek's which would mean a modded car - so dont want a massive price hike! Link to comment Share on other sites More sharing options...
sayerbloke Posted August 17, 2006 Report Share Posted August 17, 2006 I checked several companies back in May after deciding I wasn't going to renew with DirectLine. Prudential, Priviledge and Admiral were all within £4 of each other on my car. Tried them on some other cars and the gap sometimes went up to about £100, but they were usually pretty close. Norwich Union's website, for no obvious reason, wasn't interested in quoting me on... well, just about anything, actually. Still, they did better than any of the websites like Confused or Esure, etc. They were all giving me prices of £1800 when the real companies were all under £500! Btw, I went with Prudential and they've been fine. Link to comment Share on other sites More sharing options...
SamD Posted August 17, 2006 Report Share Posted August 17, 2006 I am with Privilege at the moment, and although the price for my GTI was very good the renewal price (now that I have the S4) is significantly higher than others (notable DirectLine, Elephant and (oddly) Admiral). Just did the Admiral multi-car quote for my car and Mrs S_D's Ka and it is <1K which stunned me! Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted August 17, 2006 Report Share Posted August 17, 2006 * Privilege * /pedant Link to comment Share on other sites More sharing options...
skifly Posted August 17, 2006 Author Report Share Posted August 17, 2006 Wow - a beemer driver that has learnt something... Now about those indicators!! Link to comment Share on other sites More sharing options...
NewNiceMrMe Posted August 17, 2006 Report Share Posted August 17, 2006 I couldn't resist. I mean, after all, it's written all over their fecking quotes... Joke guys, just a joke. Link to comment Share on other sites More sharing options...
garcon magnifique Posted August 17, 2006 Report Share Posted August 17, 2006 Been with Privilege for years. They were good about 8 years ago when I had 3 claims in around 12 months (including two write-offs!). Thankfully, I have no idea how their claims department is these days. I intend to keep hold of my no claims now! Link to comment Share on other sites More sharing options...
RobK Posted August 17, 2006 Report Share Posted August 17, 2006 I'm with Privilege. They've only just sorted out a claim I made in May 2005, when some woman drove into the side of my car on a roundabout. To be fair I'm pretty sure it was her insurers being awkward; it had to go to court in the end. Link to comment Share on other sites More sharing options...
skifly Posted August 17, 2006 Author Report Share Posted August 17, 2006 well just handed over the card details so looks like all sorted. Asked about getting a milltek and what that would do to premium - well sir thats approx another £100!! Ouch! Looks like thats one mod out of the window for now! Link to comment Share on other sites More sharing options...
Simonl Posted August 17, 2006 Report Share Posted August 17, 2006 At least they don't hike for optional extras though + Link to comment Share on other sites More sharing options...
skifly Posted August 17, 2006 Author Report Share Posted August 17, 2006 ? dont they? Just wondering about this excess being a little high. Link to comment Share on other sites More sharing options...
Sponge Posted August 17, 2006 Report Share Posted August 17, 2006 So are privilege mod friendly? My current insurers aren't and I want to change to a company that won't shaft me (too much) if I decide to get new alloys, or the car chipped. (Insurance not due until October though.) Link to comment Share on other sites More sharing options...
billy2shots Posted August 17, 2006 Report Share Posted August 17, 2006 Bit late now but watch out for hidden costs. Had to pay extra for cover in Europe for insurance and brakedown, even though i had their breakdown cover. My other insurer covers both in the price. Link to comment Share on other sites More sharing options...
P_G Posted August 17, 2006 Report Share Posted August 17, 2006 Different insurers for different cars and people. Privilege were one of the highest, higher than my renewal and then said they'd quote me £1 cheaper then my renewal when I told them what is was. Not mod friendly either, found somewhere £260 cheaper than them (25%) Link to comment Share on other sites More sharing options...
R32North Posted August 17, 2006 Report Share Posted August 17, 2006 [ QUOTE ] Different insurers for different cars and people. Privilege were one of the highest, higher than my renewal and then said they'd quote me £1 cheaper then my renewal when I told them what is was. Not mod friendly either, found somewhere £260 cheaper than them (25%) [/ QUOTE ] Same for me, they were dearer than a few other quotes I got , and I went with DL as they are Mod friendly and the cheapest of them all for me + my car! Link to comment Share on other sites More sharing options...
John_Doe Posted August 17, 2006 Report Share Posted August 17, 2006 [ QUOTE ] Different insurers for different cars and people. Privilege were one of the highest, higher than my renewal and then said they'd quote me £1 cheaper then my renewal when I told them what is was. Not mod friendly either, found somewhere £260 cheaper than them (25%) [/ QUOTE ] Good evening son of Sir Stanley Unwin... Link to comment Share on other sites More sharing options...
bazza_g Posted August 17, 2006 Report Share Posted August 17, 2006 I got a great quote from Privilege, rang around and couldn't get anywhere near it - called back the next day to take out the policy only to be told "did the tell you we require you to have a Tracker fitted?" no. you fecking didn't Link to comment Share on other sites More sharing options...
m3dan Posted August 17, 2006 Report Share Posted August 17, 2006 Privilege, the cheapest I've found with 2 claims in the last 5 years and a TT99 (Totting up resulting in a 3mth ban). Claims dept were fine. The two claims being: 4 panel re-spray after a keying and a new bonnet and hardtop re-spray for the M3 after a whacking great lump of metal fell off the back of a lorry on the M6. Link to comment Share on other sites More sharing options...
skifly Posted August 18, 2006 Author Report Share Posted August 18, 2006 no europe insurance...! Bollox! and they didnt seem too mod friendly when i mentioned i might add a milltek - £100 in my book is steep for an increase akin to putting optimax in it instead of regular. Link to comment Share on other sites More sharing options...
garcon magnifique Posted August 18, 2006 Report Share Posted August 18, 2006 Privilege have certainly changed a few things in the last few years. Once upon a time, normal cover included properly managed trackdays! And mods didn't add to your premium if they added less than 10% or so to performance. These days no trackday cover, extra for Europe (and hire car and legal cover), and prohibitive additions to premium for any mods (on my last Impreza I paid more to insure my dealer fit Prodrive exhaust than I paid for the exhaust... ). Link to comment Share on other sites More sharing options...
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